Trinity Independent Mortgage Brokers

read moreAn independent mortgage broker has access to the full range of products and services available in the UK. A Tied Agent or Company Representative may only advise and oer products from the company they represent. In contrast, we do not act for the mortgage company - we act as a representative of you, the client.

read moreWe have completed on a large number of commercial financial projects which includes heavy refurbishment, barn conversions, aviation finance, marine finance, acquisition of commercial premises i.e.

read moreThere are a number of lenders that offer self-build mortgages. Some will lend on just the build cost, others will lend on land and build cost. Some of the partners of Trinity are also developers themselves, and as a result we have a particular expertise in self-build. We've literally been there and done it! We have a semi-exclusive deal with a specialist self-build lender. The lender offers 85% of the value of the land (with either outline or detailed planning permission) and 85% of the total build costs.

read moreIf you have a damaged credit record, you might find that your mortgage application is rejected by a mainstream lender. These days, that is nothing to worry about. One in four people in the UK would be turned down by the main High Street lenders. However, there are a number of lenders specialising in this sub-prime sector (also known as non-conforming or adverse credit). You may have to pay slightly higher interest rates, but a full range of fixed, capped, discounts, trackers and flexible mortgages should be available to you.

read moreLife insurance is a way to help protect your loved ones financially in the event of death. You choose the amount of cover you need and how long you need it for. In return, your family has the reassurance of knowing that if you died while covered by the policy they could receive a cash sum pay out if a valid claim is made. They could use this to help with household bills, funeral expenses or covering mortgage payments. Critical illness cover pays a tax-free lump sum if you're diagnosed with a defined critical illness during the policy term.

read moreIf you are a first-time buyer, no doubt you will have a lot of questions to ask. A mortgage is the biggest single financial transaction for most people's lives, and can be a daunting affair. Should I go to a bank, a building society or a specialist lender? Should I opt for a fixed rate, a capped rate, a discount or a tracker? How much can I borrow, and how much will it cost me? How much can I afford and how should I repay it? We will lead you by the hand through the mortgage maze, and show you the best way to go.