Town & Country

read moreThe amount you can borrow on a buy to let mortgage is mainly based on the monthly rental you are getting or are likely to get. This buy to let mortgage calculator will give you an idea of what you can borrow based on the expected rental income.

read moreTax is payable when you purchase a property above a certain value. The amounts can be quite significant and you will have to factor this into your budget when considering how much deposit you need to buy a house. In England and Northern Ireland it's called Stamp Duty Land Tax and is payable for purchases above 125,000, though currently first time buyers are exempt for properties up to 300,000.

read moreFor more than 20 years, we've been providing free first time buyer mortgage advice for customers looking to buy their very first home. We'll provide you with an award winning mortgage advice team that can guide you on the best products available and how to get your application up and running. We'll arrange a time to speak to you about your current circumstances. This is usually done over the phone and takes no longer than 30 minutes and is completely free. From there we'll run an affordability calculator based on your current financial commitments to gauge how much you could potentially borrow.

read moreOne of the most common (and sensible) questions we get asked is How much will my mortgage cost? It's a good question, because your mortgage is probably going to be your biggest outgoing each month and it's important to know that what you want to do is affordable both now and in the future. Our mortgage cost calculator is quick and easy to use so you can find out the cost of your mortgage in seconds.

read moreOur expert team has been providing mortgage advice for families and individuals looking to move house, completely free of charge for more than 20 years. Our award winning team can help you find the best mortgage rates and guide you through the best products and complete your application on your behalf. When moving home, you can either transfer your current mortgage over to your new property or find a new deal altogether by remortgaging with your existing lender or a different one entirely. It's worth talking to your current mortgage provider or a broker who will advise you on which path to take.

read moreTown & Country considers privacy an important issue, so we allow our users the right to be forgotten, in compliance with the GDPR regulations. We may hold various pieces of personal information relating to you, such as your email or house address, your telephone number, or records of the services we've performed for you in the past. Please note we may not be able to delete information if it's required to fulfil contracts we have with you. We must allow you and your data the right to be forgotten, and thus deleted, from our website, databases and any other holding platform of data we obtain for you.

read moreWe are pleased to announce that our offices are now back open and available to discuss any mortgage enquiries you may have! Our top priority is keeping our customers and staff safe so we are taking great care in following comprehensive social distancing and cleaning measures, along with guidance and regulations as set out and recommended by the UK Government, NHS and WHO.

read moreFinding the right mortgage is all important when you're moving house. Our website is packed with information to help you with your initial research - mortgage best buys, useful mortgage calculators and helpful mortgage search facilities. Once you've found a home to buy, our fully-qualified mortgage advisers will be happy to help you find the best mortgage for you - we've got advisers available 7 days a week so you can sort the mortgage out at a time that suits you. And, as you'd expect from Town & Country Mortgage Services, we'll also help you find the best value life insurance for your mortgage and get you competitive rates on the required legal work.