The Mortgage Index

read moreThe Mortgage Index are an award winning professional mortgage brokerage that was formed by a group of like-minded and experienced industry professionals who saw an opportunity to change the way the mortgage broking profession was perceived. We wanted to break through the jargon and mystery that many old fashioned brokerages hid behind, and bring a refreshing down-to-earth clarity to the advice process together with a level of service, framed with technology, that is built round the customer. We are now established as one of North's top mortgage brokers with an exciting, dynamic brand that tries to prove that mortgages, whilst a serious subject, can also be fun.

read moreIf you are one of the many people who fall into any of the following categories below then you should consider contacting us urgently to see if we can help. As you may be on the Lenders Variable rate without realising that we can get you a better deal through your own bank and this could be through reasons listed below or a simple fact that you no longer have a mortgage broker or the bank simply has not offered you an alternative deal.

read moreWe arrange buy-to-let mortgages for every kind of client - from first-time landlords starting out, or with a very small portfolio, to more experienced landlords with tens, hundreds or even thousands of properties on their books. For these more experienced buy-to-let investors and Professional Landlords with larger portfolios, ensuring their property portfolio is constructed as efficiently and cost-effectively as possible, is of paramount importance. Your property may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it.

read moreFrom preparing to enter the mortgage maze to receiving the mortgage offer that helps you purchase your dream home, our simple, 10-step jargon-free guide will help you take the right turns and ensure a stress-free and smooth mortgage process. Preparing for a mortgage starts early so make sure your documentation is in order. Lenders like to see your last three years address history, (no gaps), your last three months payslips and last P60 or three years accounts, your last three months bank statements and full details of any loans or credit cards you have.

read moreThinking about the consequences should anything happen to the main breadwinner isn't something any of us want to contemplate. However it is important when arranging your mortgage to take the time to protect you and your family should the unthinkable happen. Put simply protection products are policies that are arranged to provide you and your family with either a lump sum or a regular income should you become seriously ill, lose your job, or in the event of your death. Life insurance, also known as term insurance or life assurance will provide a sum of money in the event of death during the term of the policy.

read moreBeing a first time buyer can be both exciting and nerve-wracking at the same time. After all, having finally decided to take your first steps onto the property ladder, most people, when they buy a house, have to borrow some money in the form of a residential, or 'owner-occupier' mortgage. These long-term loans, typically provided by bank or building societies, which are secured against the property itself, seem simple enough, but there is a wealth of information to take in. Not only can the choice, at times, seem daunting, but these days arranging a residential mortgage or remortgage isn't as straightforward as it seems.