Templeton Associates
Mortgage Company in Bath, Somerset
We currently have a close working relationship with many French banks that will lend to non - French residents for either a main or 2nd property and are capable to negotiate advantagous interest rates located on our customers personal needs. Each file is different based on how much you want to borrow, for how long, the field of France you intend to buy in, your future plans, your age and domestic status. We're independant brokers and are not linked to other agents, advisors or insurance firms so we work only for you to give.
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French Mortgages for buying property
read moreProperty prices are still relatively lower in some regions of France than they are in the UK and part of the reason for this is linked to how the French banks calculate how much can be borrowed. This calculation will also be used if you intend to rent, take out HP on a car or any other financial transaction that involves credit in France. French lenders will estimate that 33% of total income (joint income if there is more than one buyer) should be available for all financial outgoings. If a gross monthly income is 3000, then 1000 is available to repay all financial commitments, and that includes all UK rent, mortgages, loan repayments, maintenance agreements and the future French loan repayment.
Templeton Associates
read moreFounded in 1989, Templeton Associates have been specialising in French property finance for over 30 years. Our personal experience as French property owners, combined with our unrivalled knowledge of France and our key relationships with French banks enables us to source competiitve and current French property finance options for our clients and advise on every aspect of the purchase.
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