St Barts Finance Ltd
Financial Services in Bournemouth, Dorset
St Barts Finance helps clients make the most of their capital, whilst providing a confidential and safe home for all their financial needs.Put simply, we want to assist you to grow and enjoy your wealth, whilst helping you save money wherever we can, be it by utilising the most competitive products we have access to or making full use of your tax allowances each year. The financial advice we provide is available to individuals and businesses and covers everything from mortgages and insurance to pensions and investments.
We conduct a no obligation initial consultation and tailor our services to your specific financial requirements. We pride ourselves in ensuring our clients are never rushed, nor feel pressurised into doing something they dont want to. We like to ensure that all of our clients understand the product or products that they are taking out and we feel that this ensures that they know that it matches their requirements.
Contact Details
Products & Services
Mortgages
read moreWe offer professional mortgage advice and ensure that we always keep up to date with the latest mortgage and re-mortgage rates available in the market.
The mortgage market has been in a state of upheaval for the last few years and securing a loan can be tricky.
Whether you are moving house, re-mortgaging, a first time buyer, or looking for a buy to let mortgage, you need an experienced financial adviser more than ever.
The mortgage market has been in a state of upheaval for the last few years and securing a loan can be tricky.
Whether you are moving house, re-mortgaging, a first time buyer, or looking for a buy to let mortgage, you need an experienced financial adviser more than ever.
Insurance
read moreThere are a number of different types of insurance available that will provide financial support if you or your partner are unable to work, suffer from a serious illness or even die.
Your personal circumstances will dictate what the right policy is for you, but with so many products available, it can be difficult know what makes one plan different from another. We will take the time to explain what insurances are right for you and exactly how they work.
Your personal circumstances will dictate what the right policy is for you, but with so many products available, it can be difficult know what makes one plan different from another. We will take the time to explain what insurances are right for you and exactly how they work.
Investments
read moreWhen you are considering savings and investments, it is important that you make the right decisions and ensure that you match these decisions to your attitude towards investment risk. There is a great deal of benefits that can be gained from professional advice in this area and we are able to advise you on the most appropriate and tax efficient solutions to meet your requirements.
You may have:
Capital that you would like to invest
Received a lump sum inheritance
Be planning for your retirement
Saving up for a new home / holiday / dream purchase
Looking to set your children / grandchildren up for the future
You may have:
Capital that you would like to invest
Received a lump sum inheritance
Be planning for your retirement
Saving up for a new home / holiday / dream purchase
Looking to set your children / grandchildren up for the future
Pensions
read moreMaking pension plans for your retirement is an integral part of financial planning. Pensions are long-term investments designed to help ensure you have enough income in retirement.
The government encourages you to save towards your pension by offering tax relief on your contributions, which means your pension provider claims tax back from the government at the basic rate of tax. The benefit to you will be dependent on your relevant earnings and any contracts you already have in force. However pensions are a very tax efficient form of saving.
Whether you need advice on the best type of pension to start, or already have several pensions in place and would like them analysed, then please feel free to get in touch and arrange a no obligation pension review.
The government encourages you to save towards your pension by offering tax relief on your contributions, which means your pension provider claims tax back from the government at the basic rate of tax. The benefit to you will be dependent on your relevant earnings and any contracts you already have in force. However pensions are a very tax efficient form of saving.
Whether you need advice on the best type of pension to start, or already have several pensions in place and would like them analysed, then please feel free to get in touch and arrange a no obligation pension review.
Testimonials
Mr & Mrs K
read moreWe would like to take the opportunity to thank St. Barts for helping us to re-mortgage. We would particularly like to express our thanks to Maria who we have used for mortgage services n the past. We followed Maria from her pervious company to St. Barts and would fully recommend her to family and friends in the future. Maria was always professional and competent in her work and we would also like to thank Hannah in the office for her administrative support.
Jane A.
read moreSteve and his team have been so professional and found us a great product and then they continued to do all the work which was great. You really feel in safe hands . Thank you to all.
Jeremy and Nadine
read moreTo Steve, Hanah and Sam. Thank you for making the whole process much easier and less stressful. You and your staff are professional, courteous and friendly. We would highly recommend your service to anyone who wants peace of mind and an easy mortgage experience. We wish you all the best for the future.
Gallery
From Website
St Barts Finance Ltd
read moreClick on 'BOOK AN APPOINTMENT' to book online or call the office on 01202 520550 to speak to an Advisor now. Call us on 01202 520550 or book an appointment online, to talk about your life insurance needs. We'll advise on cover that's tailored for your circumstances. It's very easy to simply approach your high street bank, or to search online for financial advice - but are you sure the advice is accurate or the best available? Some companies will only offer you their products or services and others will have a very limited offering.
About Us
read moreSteve Bartholomew states: ‘Our main aim is to provide a service to our clients that we would expect and want to receive ourselves. Customer services is 100% the most important part of this business - if this is not achieved, then we will not succeed'. Where the high street banks are shutting daily, we have branches that clients can simply walk into and receive advice. If we do not have a branch in your area, we can offer video conference meetings direct to your phone or PC or can use a telephone the same as everyone else if thats easier!
Mortgage Advice in Bournemouth
read moreWhen looking for the right mortgage, it is extremely important to take into account everything that is going on in your life. It's not just about the NOW, a mortgage is a long term commitment and although we can get you the best rates in the market - it's the small details that can make a massive difference to which product is actually the most suitable for you. We need to take into account things like early repayment charges, stability of payments, over-payments, moving house in the future, adding another party to the mortgage, downsizing, upfront costs/fees, available deposits and savings, potential rate changes and the economy.
Insurance Advice From St Barts
read moreIf you do already have cover in place, that's excellent! But remember that it's very important to regularly review it, especially when there are significant changes happening in your life such as getting married, moving in with a partner, buying a new home, having children or changing job. It may be tempting to simply opt for the cheapest policy available - google searches are good for this! But it is important to bear in mind that whilst many products look the same, there can be important differences between them that can be difficult to spot.
Pension Advice
read moreSaving for your retirement is not exactly the most exciting thing that you will ever do, but is essential for your future. The government are trying to encourage people to save for their retirement by introducing Auto Enrolment, but this does not include the self-employed. They are also allowing people to get full access to pension funds once you reach a certain age and the death benefits on pensions is now massively improved (as long as it is invested in the right type of plan). Call us on 01202 5205550 or click in BOOK AN APPOINTMENT and we can discuss this with you in a no-obligation initial meeting.
Investment Advice & Financial Planning
read moreIt is important that you make the right decisions through life and we are here to give you a helping hand with your savings and investments - as and when you need it. If you are looking to just start a savings plan, or have a large portfolio - we are more than happy to have a chat. We all lead complex lives in an increasingly complex world. Even a seemingly straight forward financial goal can involve numerous decisions and a lot of time and effort getting it right. Call us on 01202 5205550 or click in BOOK AN APPOINTMENT and we can discuss this with you in a no-obligation initial meeting.