St. Barts Finance

read moreClick on 'BOOK AN APPOINTMENT' to book online or call the office on 01202 520550 to speak to an Advisor now. Call us on 01202 520550 or book an appointment online, to talk about your life insurance needs. We'll advise on cover that's tailored for your circumstances. It's very easy to simply approach your high street bank, or to search online for financial advice - but are you sure the advice is accurate or the best available? Some companies will only offer you their products or services and others will have a very limited offering.

read moreSteve Bartholomew states: ‘Our main aim is to provide a service to our clients that we would expect and want to receive ourselves. Customer services is 100% the most important part of this business - if this is not achieved, then we will not succeed'. Where the high street banks are shutting daily, we have branches that clients can simply walk into and receive advice. If we do not have a branch in your area, we can offer video conference meetings direct to your phone or PC or can use a telephone the same as everyone else if thats easier!

read moreWhen looking for the right mortgage, it is extremely important to take into account everything that is going on in your life. It's not just about the NOW, a mortgage is a long term commitment and although we can get you the best rates in the market - it's the small details that can make a massive difference to which product is actually the most suitable for you. We need to take into account things like early repayment charges, stability of payments, over-payments, moving house in the future, adding another party to the mortgage, downsizing, upfront costs/fees, available deposits and savings, potential rate changes and the economy.

read moreIf you do already have cover in place, that's excellent! But remember that it's very important to regularly review it, especially when there are significant changes happening in your life such as getting married, moving in with a partner, buying a new home, having children or changing job. It may be tempting to simply opt for the cheapest policy available - google searches are good for this! But it is important to bear in mind that whilst many products look the same, there can be important differences between them that can be difficult to spot.

read moreSaving for your retirement is not exactly the most exciting thing that you will ever do, but is essential for your future. The government are trying to encourage people to save for their retirement by introducing Auto Enrolment, but this does not include the self-employed. They are also allowing people to get full access to pension funds once you reach a certain age and the death benefits on pensions is now massively improved (as long as it is invested in the right type of plan). Call us on 01202 5205550 or click in BOOK AN APPOINTMENT and we can discuss this with you in a no-obligation initial meeting.

read moreIt is important that you make the right decisions through life and we are here to give you a helping hand with your savings and investments - as and when you need it. If you are looking to just start a savings plan, or have a large portfolio - we are more than happy to have a chat. We all lead complex lives in an increasingly complex world. Even a seemingly straight forward financial goal can involve numerous decisions and a lot of time and effort getting it right. Call us on 01202 5205550 or click in BOOK AN APPOINTMENT and we can discuss this with you in a no-obligation initial meeting.