Sound Financial Management

read moreIn light of the Government's recent announcement our office is now closed and we will be working remotely to ensure the health and safety of our clients and our team. Although we will not be in the office we would like to reassure all of our clients and contacts that we have implemented measures to ensure we remain open for business and our client experience is unaffected. We would encourage you to contact your adviser directly with any queries, their contact number can be found on our 'Meet the Team' page.

read moreAt Sound Financial Management, we can help bring clarity and confidence to your life, giving you a clear and comprehensive plan to achieve your dreams, goals and aspirations. Not only that, but we remain with you every step of the way, reviewing your objectives and adapting your plans as your circumstances change - meaning that you have peace of mind knowing you can simply focus on living your life the way you really want. Established in 1997, and still privately owned, we are now one of the South West's leading firms of Independent Financial Planners.

read moreMany of our clients have told us that they place a high value on regularly reviewing their financial affairs to make sure things stay on course. At Sound Financial Management, we offer the following levels of support so you can decide how you want to work with us, with the freedom to change things in the future as your circumstances change. Partner client plus - for those clients wishing to enjoy a close working relationship with their personal adviser and support team. We will create and monitor a Personal Financial Plan to help you achieve your financial goals and lifestyle aspirations as quickly and effectively as possible.

read moreHaving left the Royal Marines in 1990 Adam read Geography at Exeter University before entering the Financial Services industry and establishing Sound Financial Management in 1997 with the desire to help clients achieve their financial goals. He brings energy and enthusiasm to a sometimes complex topic whilst his resilience and optimism helps to keep his clients and their businesses ahead of the game. Adam is an enthusiastic mountain biker and skier and is always looking for new and exciting challenges.

read moreOur primary concern is to ensure investments are managed in accordance with your attitude to risk and financial goals. Care is taken to construct portfolios that accurately reflect your expectations, with regular reviews to monitor progress and keep things on track. Of equal concern to many is to arrange their affairs so that their legacy may be passed to future generations as effectively as possible. Professional advice on such things as tax-efficient trust arrangements, along with an awareness and proactive approach to changing legislation, is essential if this is to be achieved.

read moreOur Resource Centre carries our current and past financial news and guides. They offer general information which should not be acted upon before seeking advice relevant to your personal circumstances. Remember, investments can fall as well as rise in value, meaning you could get back less than your original investment. Please also remember that tax rules can change.

read moreWealth and personal protection is an essential must-have to secure the future for both you and your family, if an unexpected life event happens. The security and opportunity your wealth brings can be protected for generations, but there are many things to consider. Inheritance Tax, premature death, illness and loss of income to name but a few all need to be considered in an effective wealth protection planning strategy. The subject of wealth protection can be an emotional and complex matter. By making use of lifetime planning opportunities and tailor-making Wills and trusts to your particular circumstances, you can ensure that your valuable assets are retained for future generations in the most financially prudent and effective way.

read moreThe UK has seen a rise in the number of people accessing their pension pots or enquiring about doing so. People accessing their pension as a flexible income has increased by 56%[1] according to research since the first lockdown last year. The increase is due to people withdrawing after holding off when stock markets were volatile. At the start of every year we have great intentions, as financial promises are renewed. Getting our financial life in order will be a top priority for many as we enter 2021.