SJ Financial Solutions
Mortgage Company in Birmingham, West Midlands
Here at SJ Financial Solutions, we appreciate that financial services can be a baffling area. Whether youre a first-time buyer and need a helping hand to choose the best product for you, or a homeowner looking for a better mortgage deal, we can help you to cut through the complicated financial jargon and be positive that you are getting the best advice.Our team benefits from having years of experience in banks and buildings societies between us. We have worked with huge household names such as Halifax, Santander and Lloyds as well as smaller companies like Brittania Building Society, West Bromwich Building Society and the Coventry. Not only does this ensure that we know the ins and outs of how lenders work and their expectations of applicants, but it also means we have some built up some great contacts who are willing to listen and negotiate.
There may be a fee for mortgage advice. The amount will depend upon your circumstances but we estimate it will range from 150 to 500. Our typical fee is 250.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Financial Services Register No: 461363 - SJ Financial Solutions is a trading name of SJ Mortgage Solutions Ltd. SJ Mortgage Solutions Ltd is an Appointed Representative of Pink Home Loans. Pink Home Loans is a trading name of Advance Mortgage Funding Limited.
Areas Served
- Harborne, Birmingham, Edgbaston, West Midlands
Business Details
- Year established: 2005
Highlights & Specialties
- No Obligation Quote
- Over 12 Years of Experience
Professional Associations & Certifications
- Institute of Financial Services
- Chartered Financial Planners
- Vouched For
Social Profiles
Contact Details
Products & Services
Mortgage Advice
read moreHere at SJ Financial Solutions, our team of mortgage advisors will guide you through the maze of mortgage terminology, as well as helping with the house-buying process.
Insurance Advice
read moreUnfortunately, life can sometimes be tough. The chances are high that you know someone who has suffered from a life-changing illness, how would you cope financially if this were you? Here at SJ Financial Solutions, we will not only help you to find the best possible mortgage, but we will also ensure that we protect it.
First-Time Buyer Mortgages
read moreHere at SJ Financial Solutions, our team of mortgage advisors will guide you through the maze of mortgage terminology, as well as helping with the house-buying process.
Purchase Mortgages
read moreYour personal advisor will review your information and discuss with you the options that are available to you as well as giving you a realistic idea of what you are comfortably able to afford and the costs involved.
Remortgage
read moreIt may well be that your current lender is unable to offer the most competitive rate of interest, but youre struggling to find the time to look around for a better deal. Thats where our team of advisors can help.
Buy To Let Mortgages
read moreNot only is it important to ensure you get a competitive interest rate, there are many others things to consider. Such rental yield, type of tenant the property will attract, the location and if you manage the property yourself as well as legal requirements such as Gas Safety certificate and landlords insurance.
Personal Protection Insurance
read moreUnfortunately, life can sometimes be tough. The chances are high that you know someone who has suffered from a life changing illness, how would you cope financially if this were you? Here at SJ Financial Solutions, we will not only help you to find the best possible mortgage, but we will also ensure that we protect it.
Business Protection Insurance
read moreYou want to know that, if anything were to go wrong, you, and your business will be protected. Thats where we can help.
Private Medical Insurance
read moreHealth insurance is designed to ensure that if you need medical treatment in future, you wont need to worry about NHS waiting lists or paying for the cost of the treatment. Its designed to get you diagnosed and treated quickly, and will offer you a prompt referral to a consultant and admission to a private hospital at a time and place that is convenient for you.
Testimonials
Richard Blythe
read moreStuart has provided advice for me on 5 mortgages to date and his advice has always been excellent.
Alex Huynh
read moreSJ Financial Solutions provided great advice and support. I would highly recommend them to anyone who needs financial advice.
Denise Isaacs
read moreWouldn't trust anyone else with my Finances, these guys have been providing me with a top quality service for a very long time now.
Amrik Gill
read moreHIGHLY RECOMMENDED!!! SJ financial solutions have been helping us get mortgages for many years now and they offer a very friendly and personalised service and tailor to your exact needs. They are a genuine team of professional people who look to serve you the in the best way that they possibly can do and they will always act in your best interests. We are VERY happy clients indeed! Thank you Deb, Stuart & the entire team
Stephen Hartland
read moreI engaged S. J. Financial Solutions to find me a good deal for a re-mortgage and I was very impressed with what they found for me. Stuart and his team always kept me informed, responded to queries quickly, and provided first class guidance and assistance.
I really cannot fault they professionalism and diligence, along with the speed of the process.
Thank you for a wholly seamless and painless transition from my old lender to my new one and with an excellently competitive rate.
I am delighted.
I really cannot fault they professionalism and diligence, along with the speed of the process.
Thank you for a wholly seamless and painless transition from my old lender to my new one and with an excellently competitive rate.
I am delighted.
Suzy Elsey
read moreWould absolutely recommend Deb and the team. SJ Financial Solutions initially dealt with my first purchase. We have since done a remortgage. The team here are absolutely faultless.
Thank you!
Thank you!
Colin Duffield
read moreGetting a re-mortgage to completion always has its twists and turns starting with getting the best deal in the first place - especially if (like everyone else) life and circumstances are a little complicated. Then when processing things to completion you need some support when you've got a million and one other balls in the air - these guys hit home on both counts. Solid financial advice with a no nonsense product to sign up to and help whenever I needed it. well done every on - good quality service.
Katie Berriman
read moreAnother smooth remortgage has been successfully done by Stuart and the team. Thank you all, its an easy decision to come back to you every time.
Reviews Write a Review
Charlotte March
Feb 01, 2020
Great service!
This is the second time we have used SJ financial solutions to broker our mortgage. Once again outstanding service, Deb Whale took into account our complex circumstances and found us a great mortgage despite being on a tight deadline. The communication and service were second to none. Really cannot recommend the business highly enough. Value for Money
Service & Support
Quality
Location
Clare O'Callaghan
Jan 24, 2020
Amazing company
Amazing company so easy to sort all your financial needs . Great work and staff are so helpful would not use any other company Value for Money
Service & Support
Quality
Location
From Website
First Time Buyers Mortgage
read moreThese include the Help to Buy Equity Loan, Shared Ownership, and NewBuy, as well as incentives such as cashback that can be offered by lenders. We'll help you to determine the scheme that is right for you, and help you through the application process. Here at SJ Financial Solutions, our team of mortgage advisors will guide you through the maze of mortgage terminology, as well as helping with the house-buying process. We can assist you with putting in an offer, advise on the mortgage products and lenders available to you and will support you through the entire process as well as being available to you after completion.
Mortgage Advisors in Worcester
read moreAt SJ Financial Solutions, we are leading financial advisors and mortgage advisors with over 50 years of combined experience. Our expert team of advisors have successfully provided financial advice and insurance advice to various clients in Worcester and further afield. If you are located in or near Worcestershire and require mortgage advice, financial advice, or insurance advice, then please don't hesitate to get in touch with us. We have an experienced team of financial and mortgage advisors serving the Worcester region and we are ready to help you with your needs.