Ringrose Grimsley

read moreCompany pension scheme: David / RGL have run our scheme for a number of years and have now merged it into Auto Enrolment ahead of schedule. I am delighted that we are fully compliant. Our staff tell me that David always talks in layman's terms, and they now have much better understanding of where their money goes. We have dealt with Alan for several years and always found him to be reliable, trustworthy and comprehensive in his research. Advice has been sought, for a multitude of investments, primarily in ethical portfolios.

read moreThis is the simplest form of protection. As its name suggests, it covers you if you die. There are a number of different options - such as Level Term, Decreasing Term, Whole of Life and Renewable Term. Sounds confusing? Don't worry, we are here to help you decide which is appropriate for your needs. Our advisers are experts at ensuring you have the right cover in place, and will explain all the options to you in clear English. This insurance covers you should you suffer from a Serious Illness, such as Cancer, Heart Attack or Stroke!

read moreFor most people, buying a house is the single biggest purchase they make in their lives. Few people have the resources to buy a house for cash, and therefore use a mortgage! A mortgage is a loan secured against the property, which is paid off over a long period (typically 25 years). The mortgage process can seem a bit intimidating and long winded, especially for those purchasing their 1st property. We are here to help you through each step of the buying process, and to help you get a most appropriate mortgage for you, to help you secure your home.

read moreOutside of work David's interests centre around his main love of motorsports. David has driven for Radical and has launched his own racing team company Valour Performance Ltd. Jo joined the practice in 2015 as Personal Assistant to David Frankland. She is not qualified to offer financial advice. Jo provides administrative support to the advisers, oversees the day to day running of the office, chases paperwork, providers and the advisers, and is usually the first voice you will hear when you telephone the office.

read moreMany people dream of a comfortable old age, doing all the things they've put off due to work and kids - maybe a round the world cruise, or the campervan they've always talked about. Unfortunately, for many it will remain a dream! If you're relying on the Government to provide you with a comfortable old age, then you will be in for a shock! For people retiring in the future, the maximum state pension will be 155 per week, and that's if you have 35 years of National Insurance contributions! AS people live longer and in better health, income in retirement will have to last maybe 30 years or more, so having some savings to get you through is important.

read moreThe original practice was formed in 1992 by Terry Grimsley and Gordon Ringrose operating under the name Ringrose Grimsley & Co. Gordon and Terry were both fully qualified advisers who wanted to be able to offer the kind of service they themselves would wish to receive but was increasingly difficult to find. The practice started with a few key clients who recognised that the advice they were receiving would enable them to make the most informed, and therefore most appropriate, decisions for the security and prosperity of their future.