Personal Touch Mortgages
Mortgage Company in Grimsby, Lincolnshire
We can provide FREE, initial no obligation consultations in the comfort of your own home or place of work, at a time that suits you.Evening and Saturday appointments are always available. We use state of the art, professional sourcing software, which is updated daily.
We work closely with over 50 lenders, including: Santander, NatWest, Halifax, Nationwide, Skipton, ING Direct and Woolwich.
Our company is based in Grimsby, and many of our clients appreciate that we still offer the option of face to face independent advice on their mortgage and insurance needs. The majority of our clients reside locally, however we are prepared to travel to assist clients further afield.
Mortgage and Insurance products can be quite complicated, however we work hard to make it straightforward, and jargon free to our clients. We take the time to understand your needs, and use the latest technology and research tools to ensure that you receive the best possible service, which is delivered with professionalism and enthusiasm, and tailored exactly to your circumstances.
We hold your hand throughout the entire process, and keep on top of lenders, valuers, insurers, solicitors and estate agents, to reduce stress levels and make everything run smoothly.
Contact Details
Testimonials
David Uddgren
read moreAlan helped us to get our mortgage agreed and never gave up on getting us the best deal after lenders were changing their criteria just as the credit crunch hit. We were impressed with the lenders he had access to and all the different options were fully explained and we decided on a fixed mortgage to ensue we knew what our monthly payments would be.
Alan also helped us with our insurances and managed to reduce our contents insurance and we moved from a flat to a house, so again we were very happy with saving money and sorting it all out with well known companies and all with one advisor.
His service was fast, efficient and he was always in contact.
Alan also helped us with our insurances and managed to reduce our contents insurance and we moved from a flat to a house, so again we were very happy with saving money and sorting it all out with well known companies and all with one advisor.
His service was fast, efficient and he was always in contact.
Jo Smedley
read moreRecently my husband and I asked Alan to remortgage our house in order to finance an extension and consolidate some debts.
Ignoring the fact, that he managed to negotiate a deal for us to borrow a further 20,000 without actually spending any more money (which was astounding in itself!) I wanted to write and say how much we appreciated his clear, and understandable explanation of our remortgage, his availability to meet us at a time of our convenience, and his diligence in following our mortgage through to completion.
Alan made the entire process painless and hassle-free. Everything was easy to understand and we appreciated that he took into consideration our need for security and stability in repayments, rather than forcing us into a particular deal, (something which we have experienced in the past).
Needless to say I have no hesitation in referring his services to others and will I continue to do so.
Ignoring the fact, that he managed to negotiate a deal for us to borrow a further 20,000 without actually spending any more money (which was astounding in itself!) I wanted to write and say how much we appreciated his clear, and understandable explanation of our remortgage, his availability to meet us at a time of our convenience, and his diligence in following our mortgage through to completion.
Alan made the entire process painless and hassle-free. Everything was easy to understand and we appreciated that he took into consideration our need for security and stability in repayments, rather than forcing us into a particular deal, (something which we have experienced in the past).
Needless to say I have no hesitation in referring his services to others and will I continue to do so.
Melanie & Ben Chase
read moreAlan provides a first class service in the comfort of your own premises. Alan advises very well and if you have a great deal already he will honestly tell you this, he is not out to get a sale from you no matter what.
Alan has a relaxed and friendly manner which instantly puts you at ease he does not hard sell and allows you full control of the final decisions, whilst supporting every option with a solid in depth knowledge so you can make an informed choice.
Alan has a relaxed and friendly manner which instantly puts you at ease he does not hard sell and allows you full control of the final decisions, whilst supporting every option with a solid in depth knowledge so you can make an informed choice.
Gallery
From Website
Mortgage Calculator
read moreUse the Mortgage Calculator below to give you an idea of how a Loan may work over different Terms and with different Interest Rates. Personal Touch Mortgages (Lincs) Ltd is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority (FCA).
Mortgage Glossary
read moreThe monthly payment fluctuates in line with the lender's mortgage rate. This can cause budgeting problems in times of increasing interest rates. Some lenders offer an annual review so that the amount you pay only changes once a year with the difference adjusting your outstanding mortgage. Lenders may also offer a version where your monthly payment fluctuates in line with the Bank of England Base Rate, often referred to as a 'Base Rate Tracker'. The monthly payment is fixed over an agreed period of time and will remain the same regardless of whether interest rates rise or fall.
Mortgages For First Time Buyers
read moreBuying your first home can be very exciting and may be one of the most important purchases you ever make. It's therefore natural to have lots of questions for your mortgage broker, especially about your mortgage. You may think that owning your own home will come hand in hand with red tape, solicitors, banks and large sums of money, not to mention a bewildering choice of mortgages and mortgage lenders. Personal Touch Mortgages can provide tailored mortgage advice for your individual requirements.
Remortgages
read moreReviewing your mortgage regularly with a mortgage broker could be the key to healthy finances. Dear Alan, We would like to say a big thank you for arranging our remortgage, your speed and professionalism was second to none. We were amazed how easy you made it for us to achieve what we wanted to do, we are both in agreement that if we need any financial advice in the future we know you're only a phone call away. Once again thank you. As mortgages are changing all the time, we can help to make sure you have the best possible one for you by reviewing the thousands available.
Mortgages
read moreChoosing a mortgage is probably the biggest financial decision you will make. However with thousands of mortgages to choose from it can seem like an impossible maze to find your way through. Having a mortgage advisor like Personal Touch Mortgages makes everything easier. That's where we can help. Alan provides a first class service in the comfort of your own premises. Alan advises very well and if you have a great deal already he will honestly tell you this, he is not out to get a sale from you no matter what.