Pension Drawdown

read moreNot many firms can say they have been managing their clients' Pension Drawdown Schemes, along with their investments, for over 20 years. We can, and we have built loyal customer relationships doing it. We were delighted to be awarded the Gold award in the Business Growth of the Year 1-25 Employees category of the year's Herald Express South Devon Business Awards 2018. Pension Drawdown, otherwise known as Income Drawdown or Flexi-Access Drawdown, is a personal pension plan which allows you to access your pension to provide a variable income stream, whilst keeping your pension funds invested and under your control.

read moreThe Pension Drawdown Company is pleased to provide advice on Final Salary Transfers. Bob Diamond, the firm's longest standing member of staff achieves the coveted Pension Transfer accreditation (Then known as G60, Today known as AF3/ AF7/ The Certificate in Pension Transfer Advice). Roger Easterbrook APFS passes his AF3 exam and becomes The Pension Drawdown Company's 2nd Pension Transfer Specialist. The Team Celebrates as Roger Easterbrook APFS achieves success in his final exam and is awarded Chartered Status.

read moreAs Independent Chartered Financial Planners who have been specialising in managing clients' Pension Drawdowns and Investments since 1999, we have made a commitment to the highest level of professionalism across the industry that is not restricted or tied to any single provider. Therefore, as a client of The Pension Drawdown Company, you can receive advice on pensions, annuities and investments from across the whole of the market secure in the knowledge that the solution we recommend is truly in your best interests.

read moreA pension is, in simple terms, a long term savings plan with a means to keep the money coming in when you retire (currently age 55 or older). It provides a tax-efficient way to save money during your working life, and at retirement you can use your accumulated pension pot to provide you with an income. Final Salary Pensions are always associated with employment (Public or Private Sector). They are a promise of an income in retirement based on qualifying years of service and a scheme specific accrual rate.

read moreThere are a wide range of options available for investing a lump sum or making regular contributions. Choosing the right one for you will depend on the amount you wish to invest, the length of time you wish to invest for, and the degree of investment risk you are comfortable with. Deciding on the right type of investment will also depend on whether you want to invest for income or for capital growth. You can invest in shares and bonds by opening an account with an investment platform. One of the most beginner-friendly ways to invest in these asset types is through a Collective Investment such as an investment fund.