Oak Tree Mortgages

read moreWe aim to provide friendly and honest mortgage advice. During these strange times we can offer a telephone or FaceTime appointment with a dedicated Mortgage Consultant. We save you time and stress by completing the mortgage application paperwork and dealing with the Mortgage Lender for you. We provide a comprehensive mortgage advice service for first time buyers, home movers, people looking to remortgage or renew their mortgage, and buy to let customers.

read moreWe wanted to do something more rewarding, based on providing a friendly, personal service. Thinking back, some organisations viewed customers as a 'one hit sale', with a constantly revolving door of new customers. We believed there was an opportunity to form a longer term relationship based on mutual trust and understanding. Our business was founded upon the premise that if you do a good job for someone, they are likely to return and also recommend their friends, family and work colleagues to us.

read moreOur aim is to provide you with as much assistance as possible to help you achieve your dream. We can also help put you in the best possible position to buy a property by supplying you with a Mortgage Lender's 'Agreement in Principle' sometimes known as a 'Mortgage Certificate' or an 'AIP'. This is often required by an Estate Agent before they will agree to sell a property to you. Our purpose is simple; to make the process of buying your first home as easy as possible.

read moreNavigating Mortgage Lender's 'criteria' to work out whether you are eligible for a mortgage can be very difficult. Applying to a Lender that is unlikely to lend to you can result in time wasted and possibly the loss of any upfront application fees paid to the Lender. A failed mortgage application can also lead to the loss of the property you want to purchase as the seller may lose confidence in you. Our knowledge and experience can be invaluable in helping clients avoid these pitfalls. We understand speed is often important when purchasing an investment property.

read morePlease take a look at the headings on the right and decide which category best suits what you are looking for help with.

read moreShould I stay or should I go? We can help you compare what your current Lender can offer you to what a new Lender could offer. Our aim is to help you make the right choice and ensure you have the most suitable mortgage. You may have to pay an early repayment charge to your existing lender if you re-mortgage. Sometimes, the right advice may be not to change your mortgage at all. At Oak Tree Mortgages, we have the integrity to tell you this as we value our relationship with you over the longer term.