Nick Kidby Independent Financial Adviser

read moreTruly holistic financial advice is not common. It requires independence combined with a creative approach and input from specialists where necessary. In addition, the ability to work closely with clients' other professional advisers, such as their accountant or lawyer, is crucial to delivering the very best client outcomes. This is exactly what you can expect as a client when dealing with Chiltern Consultancy.

read moreThe new data protection regime, The General Data Protection Regulation (GDPR), was implemented on 25 May 2018. This legal framework changes the way that businesses use and store data. Anyone who previously received or now wishes to receive mailings or marketing content from Chiltern will be required to OPT-IN. We would appreciate it if you could take the time to confirm that you wish to receive our communications by filling in your details below, confirming to us that you wish to OPT-IN. I am happy to remain or join Chiltern Consultancy's marketing database and to receive your mailings.

read morePassing wealth down the generations has been a family objective for centuries. In recent times the taxation burden on inherited wealth has affected more and more individuals and become of increasing concern. We work with clients to find the most suitable lifetime planning solutions for them from the many options available to mitigate the impact of inheritance tax.

read moreMeeting the cost of residential and nursing care in old age is a growing issue for many people in the UK. As life expectancy continues to lengthen, more of us can expect to require some form of long-term care. This section contains information to allow you to understand the current situation and help you plan for your future. As with all the information on this website, it's purely intended as guidance - for advice on your specific circumstances you should seek advice. If you are currently faced with the prospect of finding care for yourself, a relative or a friend you are probably feeling emotionally drained right now.

read moreNobody likes to think about bad things happening to them, so it should probably not be a surprise that many people fail to take out protection insurance that would help them or their family in the case of accident, illness or death. When people consider this kind of cover they typically look to life insurance, but cover that can protect you if you have an accident, or fall ill, is also an important thing to consider. The cost of insurance, particularly life insurance has fallen over recent years, whilst the quality of cover has in many cases increased.

read moreIt's important to plan ahead for your retirement. Here, we explain why pension planning is so critical, and describe some of the options available to you. This information is intended only as guidance. For advice on your specific circumstances, please get in touch. We all know it's important to plan for retirement, but many of us are still not planning well enough. Despite all the media headlines and Government initiatives, many of us still have a 'tomorrow will do' attitude. This is worrying for one simple reason - we are going to live longer than most of us think.

read moreInvesting money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions. This document looks at the different investment vehicles available to the individual investor together with the key points to note. This is an at-a-glance guide with more detailed information being contained in the other documents on this page.