Needham Insurance Services

read moreWhether you run a small business serving the local community, manage a large limited company operating internationally or are simply a medium or high net worth individual looking for the best value and high quality service from your insurance partner, we are here to help. We can accommodate all business trades and occupations, and in an increasingly diverse commercial, social and legislative environment, consider ourselves uniquely able to customise covers for just about any eventuality. We stand out as a broker with a thriving private client department.

read moreWe compare many insurance providers to ensure you get the right product at the right price.

read moreIf you run a business from an office, its important that you have the correct insurance cover in place. No matter whether you work alone from a desk at home or run a large business with dedicated office space, making sure you have the correct cover in place will protect you from a variety of risks including loss, theft or damage to office furniture, computer equipment and documents. Levels and type of cover vary from policy to policy. That's why its a good idea to compare Office Insurance Policies carefully and make sure you understand the wording.

read moreThis cover insures you for the unlikely event that you cannot rent out the property due to damage to the property, in the event of a claim. Additionally, there may be liability cover for you as the property owner if something happened that caused injury or damage to a third party - for example a roof slate coming loose and falling onto a neighbouring property and causing damage. Legally you don't need Landlord insurance but in the unfortunate occurrence that something goes wrong, it gives you the peace of mind that you are covered.

read moreNeedham Insurance can arrange Travel Insurance for any trip whether it be for the UK, Europe or Worldwide. The type and level of cover with depend upon the countries that you are visiting and the duration of your travel. Travel insurance could protect you against unforeseen circumstances that might leave you out of pocket whilst on holiday such as lost luggage, delayed flights or hospital bills. The most common type of policy is for a single trip. If you go on holiday more often we can also arrange annual cover, which will cover you for every trip made in the calendar year.

read moreThere are many considerations when taking out Audio Visual (AV) Sound Engineers Insurance. You are responsible for the safety and workmanship of all your staff and sub-contractors, even if they have their own insurance in place. If anything were to happen, the legal paper work can be overwhelming as well as the cost, which, without the correct insurance in place, could put you out of business. As well as protecting your employees, you also need to protect yourself and your assets. When taking on large scale or commercial work, you are exposing yourself to claims to damage, injury and loss of income from your clients if you were at fault for a mistake or accident.

read moreGap insurance offers financial cover for any difference between the value of the vehicle and the balance still owed on the financing in the event of an accident. The moment that you drive your new car off the forecourt it will drop in value and continue to lose value over time, therefore your insurance may pay out less than you originally paid for it. According to the Association of British Insurer's over 500,000 vehicles are written off every year; that equates to 57 vehicles every hour! In the majority of write offs, the owner of the vehicle will either lose or owe money; the amount can be substantial.

read moreThere is a wide range of policies available to cover various elements. Typically, Home Insurance policy will insure against flooding, fires, storm damage and theft. Having this kind of cover will mean that you are covered if your home is subject to a burglary and some of your contents are taken; these will be replaced by the insurance company, as will be the case for any damage to the property as a result. Likewise, if your home is subject to a fire, the rebuild or repair costs will be covered by your policy.