Mortgage Shop

read moreWe offer a first class mortgage service from initial consultation, through application to formal mortgage offer. We provide mortgage advice from the whole market, with a full recommendation and advice service. Because we're whole of market we're able to offer our clients personally tailored mortgage deals, choosing from thousands of different mortgages to find the perfect option for you personally. And because we genuinely care for your best interests. Much of our business comes to us as referrals, our mortgage advice makes the whole process easier and understandable for our clients.

read moreJan O'Neill started in the Industry in 1990 working for Royal Life and then Royal Sun Alliance before becoming a fully qualified whole of market Mortgage Broker. One of the most experienced advisers in the South West who has won many awards for her work in Financial Services. She has also held the post of Regional Chairman for the Plymouth and Cornwall Region of the Life Insurance Association. Jan now specialises in all types of Mortgages including Lifetime Mortgages, Protection and all types of Insurance Products.

read moreThere are lots of insurance policies to choose from. When it comes to specialist policies to protect you, your family and your possessions- such as Buildings and Content Insurance, Life insurance or Health Insurance - we can tell you which policies are right to suit your budget and circumstances. We deal with insurance policies on a regular basis so can make useful comparisons of features and benefits that may appeal to you.

read moreWhether you're buying or selling property, there's a lot to think about. It's good to take advice from professionals, and find out as much as you can about the process in advance. Conveyancing covers the legal aspects of buying and selling property. It's much easier to rely on the services of someone who's used to dealing with the forms, offices, and agencies that are involved in transferring property and registering transactions with the Land Registry. Finding a good conveyancing solicitor can make the difference between a smooth, stress-free transaction and a deal falling through.

read moreIt is typically available to all age groups over 18 and you have the option at a later stage to purchase further shares.

read moreWhen our landlord announced he was selling our home of four years, it was a very worrying time for us; but we went and saw Jan of Jan O'Neill Mortgages and she quickly and confidently put our minds at rest and assured us that we would be able to buy our home despite the complicated nature of the transaction. Jan is very knowledgeable and experienced and got us through the process with a great sense of humour. Yesterday we completed on the purchase of our home and are looking forward to many more happy years here, secure in the knowledge that we can stay here for as long as we like.

read moreEquity Release will reduce the value of your estate and can affect your eligibility for means tested benefits. The term 'lifetime mortgage' is used to describe a wide range of alternative mortgage products that are now available on the market. In the current financial climate, borrowers are prepared to change lenders, on a regular basis, in order to obtain the best possible deals. In fact, as a result of the credit crunch, some borrowers are being forced to find alternative lenders because their existing lender will no longer provide the type of mortgage that they require.

read moreSo which mortgage will get you onto the property ladder? We will advise you on which mortgage, what mortgage options are available to you through the whole process. If you're looking for the very best in mortgages and great customer care, you've come to the right place! We know how difficult it can be sometimes to get just the right mortgage to suit your circumstances and how stressful it is whilst you're waiting for everything to fall into place, but with Jan O'Neill it is stress free. Jan does everything for you, from start to completion.