MORTGAGE ID

read moreMortgage ID are independent Mortgage and Insurance brokers established in 1999 with highly trained professional advisers serving clients throughout the UK. We specialise in arranging mortgages for first time buyers, next time buyers and for property investors seeking funding. We have high level contacts within all UK lending institution and can be relied upon to place the business others can't. Our insurance division offers completely independent advice on all personal, family and business needs.

read moreMortgage ID are acclaimed FCA regulated independent mortgage, loan and insurance brokers, established in 1999 and headquartered in Cardiff with highly trained advisers serving all of the UK. Mortgage ID's experts have direct access to every bank, building society, specialist lender and insurance company in order to find the keenest mortgage or insurance deal for you. We guarantee our advice to be accurate and to be the most suitable for your circumstances. Mortgage ID guarantees that any product we recommend will be your Best Option on the day we searched the market for you.

read moreThat's why our clients regularly tell us that using Mortgage ID's skilled independent brokers was the best decision they made. We cut through the marketing jargon of the banks, building societies and insurance companies and make sure our clients get impartial, accurate and speedy information they can trust. By putting your trust in an expert with contacts with every lender and insurer you make the task of getting the best deal a certainty not a gamble. The big question that every first time buyer needs to know is "how much can I borrow".

read moreWhether this is your first rental property or your thirtieth, working with a well-connected independent mortgage broker always saves money and streamlines the buying process. Our buy to let team makes buying simple and because we are totally independent, you get access the entire market. Mortgage ID are experts in arranging amazing deals that exactly match your needs. Whether you want to buy in your personal name or through a limited company, we'll investigate every possible option. We are delighted to with your accountant to ensure tax efficiency and we deal with hundreds of solicitors so we can recommend a good one at the right price.

read moreMortgage ID offers a personalised mortgage sourcing service aimed at identifying the lowest cost mortgage to suit a client's particular financial circumstances. As part of our service, we undertake a full financial review each time we arrange a new mortgage. Having an in-depth knowledge of a client's financial affairs ensures the product we recommend closely matches their expectations and is affordable from disposable income. We deal with every lender in Britain and offer true whole of market access.

read moreEvery lender's reduced cost mortgage deal will eventually come to an end. If yours has already ended you will find yourself on your lender's less economical standard variable rate. This is an ideal opportunity to completely review you mortgage arrangements. You may be eligible for a better deal, or you may wish to borrow back some of the equity you have built up in your home to carry out home improvements or pay back more expensive debt. Whichever, refinancing your loan is a sensible thing to do.