Jpm Asset Management

read moreJPM Asset Management is a modern, forward thinking, holistic financial planning business. Our whole proposition is centred around the needs of our clients. We believe this approach makes us different and is the key reason as to why we enjoy the client relations we do - essentially putting our clients first.

read moreEstablished in 2006, the team at JPM Asset Management has many years' experience providing practical financial planning advice to people, families and businesses in Reading and the surrounding area. We provide advice across a wide range of services including investments, savings, mortgages and protection. We are committed to putting clients at the heart of everything we do and to developing long-term relationships with our clients. This is achieved by ensuring that we understand the individual needs of each client, and to implementing tailored financial plans to address those needs.

read moreAuto enrolment is a government initiative to help people save for later life through a workplace pension. In the past, many employees may have missed out on valuable pension benefits, either because they didn't join their company's pension scheme or their employer didn't offer them a pension. This was changed by the introduction of auto enrolment which makes it compulsory for employers to enrol eligible employees into a pension scheme and to pay a minimum contribution into it. The government has set minimum levels of contributions that must be paid to the workplace pension scheme by you and/or your employer.

read moreMortgages are one of the largest single transactions in most people's lives. Buying a property can be a stressful and time-consuming experience; nowadays the financing of a mortgage is a case of finding and selecting the most suitable mortgage, rather than simply accepting a lender's offer. Banks, building societies and smaller niche lenders compete for your business, all offering a variety of interest rate deals, associated fees and other enhancements to attract borrowers. The two main methods of repaying a mortgage are repayment (capital and interest) and interest only.

read moreIf you die without a Will, then the government will decide who will inherit your estate in accordance with the Rules of Intestacy. These were drawn up in the 1920s, and despite major revisions in 2014, may not accord with your wishes. Depending upon circumstances and the size of your estate, your spouse may end up sharing your assets with your children. Married partners or civil partners inherit under the rules of intestacy only if they are married or in a civil partnership at the time of death.

read moreAfter a long (too long) career working for large corporate insurance and investment companies I joined a regional firm of advisers in 2002 where I was tasked to look after the corporate client base and with developing personal client relationships. In 2006 having become pretty much unemployable Paul and I decided to launch our own business, which was swiftly followed by the largest economic crisis of the last 70 years. We weathered that particular storm and have established a strong advice practice, based around good communication and a personal approach aligned with the latest technology.

read morePensions are designed to enable you to save sufficient money during your working life to provide an income stream for you to live comfortably after you have retired. There are many different 'tools' used to save for retirement, the taxation and investment elements of pensions can appear baffling. We specialise in explaining, recommending and monitoring pensions for you. Below are the most common sources of pension income to provide for your retirement. The new State Pension is a regular payment from the government that you can claim if you have reached State Pension Age (SPA) on or after 6 April 2016.