Johnstone

read moreThe Johnstone team prides itself on delivering a first class service, built on expertise, professionalism and working together with our team and our clients. We are a hardworking, committed group of people who operate to the highest standards of integrity, honesty and professionalism. We are open and honest, and believe this approach is key in building relationships with clients and understanding your business. Our team has largely worked together for between 20 and 30 years, ensuring that we not only have a thorough and comprehensive understanding of the insurance market, but share common goals of mutual respect and a genuine desire to build our business.

read moreIn the event your business premises were badly damaged or destroyed by an occurrence such as fire, you would want to get everything reinstated and begin trading again as soon as possible. But where do you start? The first few hours after a fire are vital if the business is to survive, but the loss adjuster could take a few days to visit. Likewise, over-zealous interpretation of policy conditions could also cause delays or worse. This policy provides you with a loss adjuster within 24 hours, providing you with an expert on-site, assisting in getting recovery under way.

read moreCredit insurance is vital protection in the current financial climate that helps to protect you against the high risk of bad debt. With credit insurance, your business will be safe in the knowledge that if your customers don't pay, you will be protected. What does the policy cover? The policy will insure your invoices for goods and services supplied to business customers located in the following countries: United Kingdom (including Channel Islands and Isle of Man), Austria, Belgium, Canada, Czech Republic, Denmark, Estonia, Finland, France, Germany, Hungary, Ireland, Italy, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United States on credit terms no longer than 90 days after the date of invoice where the total debt is 200 or more.

read moreThe complexity of employment law and safety legislation places a huge burden on SMEs, and in the face of ever increasing compensatory awards, employers now rate managing these risks as one of the biggest challenges facing their business. Through Johnstone Business Guard, we provide practical guidance and support to employers on Employment Law and Health & Safety issues. Available 24 hours a day, this on-line service is primarily aimed at small and medium-sized businesses, to help meet your legal obligations under employment law and health and safety legislation.

read moreCyber liability doesn't just affect the IT sector, it can affect any company. This policy explains what it is, sees where you may be vulnerable and puts defence into place. In our increasingly litigious society, good legal advice can be very expensive, and every company could benefit from this cover. How would you manage without your driving licence? Could you afford a chauffeur? If you were insured with this policy, you could afford your own driver! Under the terms of this policy, you will benefit from a replacement vehicle in the event of an accident, whether the fault is yours or not.

read moreWhile insurance is a vitally important element for any business and at the heart of what we do, it is only one of many important concerns facing companies today. We believe it is our duty to help our clients in any way that we can, by adding value or introducing expertise, and have put together a range of specialist business services, designed to provide additional protection and help your business run more efficiently. They include such areas as Claims Loss Recovery, Commercial Finance, Health & Safety and Employment Law and Independent Financial Advice.

read moreGiven the adverse economic climate, borrowing money has not been easy for the last few years and many businesses believe it's not even worth trying to get finance. Here at Johnstone's, we've dealt with Acorn for our own needs and it's been quite an eye-opener. We've found that finance is available, as long as the right presentation is made by the right people to the right lenders. Operated by Tom and Paul Thompson, Acorn has a reputation for providing finance to a wide range of businesses over a 20-year period.

read moreWith access to all the leading name and niche insurance providers, we can arrange tailored cover to meet your specific requirements, ensuring your business is protected against the risks it may face. We have many years' experience arranging insurance for a wide range of commercial clients, from sole traders and SME's up to small corporates, and can arrange cover for any type of business. By taking a proactive approach towards risk management, and identifying the specific risks you face, we will ensure the right level of cover is in place.