JC Rathbone Associates

read moreChatham Financial specializes in the debt and derivatives markets with solutions that combine expert advisory with proprietary technology. We handle the highest volumes and largest breadth of engagements in our field, giving us the unmatched perspective needed to help you understand and mitigate your organization's financial risk. Because we believe that your success starts with access to knowledge, we connect you to data and insights you can use to make fully informed decisions with complete confidence.

read moreAs insurance companies seek to increase their investment returns by expanding their investment alternatives, the need to understand and mitigate risk increases. Chatham has the expertise, experience, and technology you need to use derivatives to take advantage of new opportunities while managing risk. Our experts can help you address the most challenging operational issues in running a robust and high-volume derivatives program, with expertise that spans all key asset classes and derivative types.

read moreChatham provides the knowledge and expertise needed to manage the financial risk associated with interest rate, commodity, and foreign exchange volatility. We develop and implement hedging strategies for hundreds of public companies annually, based on deep and productive banking relationships, giving us market data and insights to enable you to secure the best pricing and terms. Our goal is to empower you to strengthen your financial position and support your company's financial objectives. With expertise across hedge accounting, regulatory compliance, valuations, and hedging transactions, we can support all aspects of financial risk management.

read moreBorrowers looking to refinance, sell, or value a property often have fixed-rate loans that carry a defeasance or prepayment penalty. Chatham can partner with you to help you understand the impact of these provisions. We'll work with you at the time of loan origination and exit, outlining all options available to you and providing accurate estimates of fees, penalties, and residual value so you can understand the true costs of transacting. We'll advocate for you throughout the process, obtaining the lowest possible defeasance and prepayment costs on existing loans and recommending optimal defeasance and prepayment language for new loans.

read moreRespect, collaboration, problem-solving, and long-term relationships define our culture. It's these principles that continually shape the way we work with our clients, our people, and our communities.

read moreUSD markets started transitioning from LIBOR to SOFR in 2017 after the FCA announced that LIBOR was at risk of discontinuation at the end of 2021. Chatham's experts answer the most pressing questions asked by our clients about how the transition will affect their port. Reacting to Treasury Secretary Janet Yellen's "act big" stimulus rhetoric, the market continues to underwrite expected government intervention in the economy, pushing equity markets to new all-time highs and supporting long-term rates, which remain over the 1% at the 10-year tenor.

read moreWe continually conduct risk assessments related to privacy, business processes, data and network security, and software development. These formal assessments involve a multidisciplinary team and independent auditors who examine our effectiveness through a SSAE 18 SOC 1, Type II review. Our technology platform is built using secure coding practices, encrypts your data both in transit and at rest, provides the ability to integrate with your identity provider via our Single Sign-On (SSO) module, and offers roles-based access controls.