Intelligent Finance
Financial Services in Livingston, West Lothian
The Data Protection Act puts obligations on users of individual information and lays down principles for its use. One principle states that information has to be processed fairly and lawfully. This matters that you're entitled to know how we intend to use any information you supply, or that we may obtain from other sources eg. Credit reference agencies or your employer. You can then decide whether you want us to have that information. To supply the highest standards of client service we need accurate client information.
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Register
read moreRegister here for online banking, so that you can view your offset mortgage, current account and savings. You'll also be able to check your balance, view recent transactions and move money between jars.
My IF.com
read moreWith a mortgage you have to repay the capital (the amount you borrow) and, until it's repaid, pay interest on the loan outstanding.
Savings
read moreTax-free is the contractual rate of interest payable where interest is exempt from income tax. The favourable tax treatment for Cash ISAs depends on your individual circumstances and may vary in the future. AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Log in to online banking
read moreLog in here to view your Intelligent Finance plan. To view information about Intelligent Finance credit cards, please use the credit card servicing login below. If this is your first visit to the online banking service, please register first - it's quick and easy to do.
Interest rates & charges
read moreIntelligent Finance no longer offer Mortgages, Current Accounts or Savings to new customers.
Legal information
read moreWe take into account your personal and financial circumstances and the value or price of the property. These and the products you choose will affect how much we lend you. There are four types of ISA: a cash ISA, a stocks and shares ISA, an innovative finance ISA and a lifetime ISA. Intelligent Finance offers a cash ISA. ISAs can also be flexible. Please note that your Intelligent Finance cash ISA is not flexible. Each eligible client has a total ISA allowance of 20,000 in the current tax year. If you are the spouse or civil partner of a deceased ISA holder (with Intelligent Finance or another ISA provider) you may also qualify for an additional permitted subscription allowance.
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