HRS Asset Management

read moreAs Independent Financial Advisors we are able to provide personalised advice in a host of areas, including Investments, Inheritance Tax Planning and Corporate / Trustee Planning. We adhere to strict Financial Conduct Authority guidelines, which obligates us to provide advice most suited to your personal requirements, affordability and your risk profile. We have a wealth of experience with access to many products and funds across the marketplace. Being independent allows us to work on your behalf.

read moreWe are committed to providing an honest, unbiased, and personal service to our clients. Trust is one of the most important aspects of being a good financial adviser and we are advising three generations of family members in some cases. You can read about some of their experiences in the testimonial section. We offer individuals, companies and trustees a free consultation where we talk through your financial issues and determine how we may be able to help you. This is offered at our own convenience.

read moreTCF (Treating Customers Fairly) is a hot topic for FCA regulated firms and we are keen to embed this in the culture of our company. TCF is aimed at helping consumers achieve the outcomes they expected when buying financial products. Upon completion of work carried out, we give each client a questionnaire to complete which we use to improve our practice. I have known Julian Strutt for many years and know him to be absolutely trustworthy and reliable. As our Independent Financial Adviser he brings a wealth of knowledge and understanding to his work as a result of which we have been absolutely delighted with the returns on our investments.

read moreMany people will have built up assets over the years, with their house possibly being one of the most valued. It is important to consider the tax implications upon death in order to ensure the amount of inheritance tax due is reduced and the wealth can be passed on effectively. We can help you to implement strategies for mitigating and managing your inheritance tax position and therefore create an effective legacy. As we have strong links with local solicitors and accountants we are able and competent in liaising with your own professional advisers to ensure that you are using all your tax and trust options.

read moreOnce we have established that we may be able to help you, we are then in a position to discuss how much we will charge you for our services. We will charge a fixed fee for the initial work undertaken which is always discussed and agreed upon before proceeding to carry out the work. We pride ourselves upon being upfront, honest and fair during this process. We offer two levels of ongoing review service, dependent upon the complexity and/or the value of your portfolio. Both are charged at 0.5% per annum of the wealth being advised on.

read moreAlthough many of us already have savings and investments, we can help to ensure you are making use of available tax allowances and reliefs and that your investment planning is tax efficient, and meets your goals and objectives. It may be that you have an ISA, TESSA, PEP, investment trust, collective investment or investment bond and you are not sure how these are performing or how they are structured. In many cases savings or investment plans were set up some time ago and therefore can prove difficult to track.