Hills - Howson Independent Financial Services

read moreIf you are visiting our site for the first time or are an existing customer of ours, we hope you are well and keeping safe during these unusual times. I wanted to let you know that we are here to help, and are happy to answer any questions or concerns you may have. We are working using the safety guidelines, and are also able to meet over video link (Skype, Zoom, WhatsApp etc.). Hills-Howson Financial Services was established in 1999 by John Howson, who has been in financial services for 25 years.

read moreThe value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. Hills-Howson Financial Services was established in 1999 by John Howson, who has been in financial services for 25 years. Our business has grown in this time and gone from strength to strength, with most of our clients now coming to us via recommendations. We are supported by specialist research paraplanners who are able to add expertise when researching and analysing pension and investment funds.

read moreThe value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. We contact you to arrange a convenient time and place to meet. We'll require ask you to gather financial information in advance of our meeting. This will enable us to develop a clearer picture about your particular situation. To help us do this, we'll need to see documents, including life assurance, mortgage, pension, savings, investments or bank statements. This is also an opportunity for you to outline the issues that you'd like to discuss.

read moreThe value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. Typically, many of our clients may want to invest money either by way of a lump sum, including ISAs, or on a regular basis to build up a capital sum for the future. You might be planning for your retirement, looking to generate investment income to top up your pension, saving for a deposit to buy a property or buy a holiday home, providing for school fees, or simply creating a secure nest egg for the future.

read moreThe information available through Hills-Howson Financial Services is for your general information and use and is not intended to address your particular requirements. In particular, the information does not constitute any form of advice or recommendation by Hills-Howson Financial Services and is not intended to be relied upon by users in making (or refraining from making) any investment decisions. Appropriate professional advice should be obtained before making any such decision. Any arrangement made between you and any third party named in the site is at your sole risk and responsibility.

read moreThe value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. The individual and group pensions market is an ever-changing world, especially with the introduction of the pensions freedom legislation, and it can be difficult to keep track of what options are available with regards to your retirement planning. Hills-Howson Financial Services work with you to consider all the options, based on your needs and risk appetite. As part of the financial planning process, it is our job to blend the savings vehicles that will yield the most efficient income in retirement.

read moreMortgages are possibly the largest single transaction in most people's lives. Buying a property can be a stressful and time-consuming experience, although nowadays the financing of a mortgage is a case of finding and selecting the most suitable deal, rather than simply accepting a lender's offer. Hills-Howson Financial Services are committed to finding you the right mortgage that suits your individual requirements and circumstances. As your mortgage will be one of the biggest financial commitments you will ever make, we believe it is vitally important to make sure you always have the most appropriate mortgage available.

read moreWealth and personal protection is an essential must-have to secure the future for both you and your family if an unexpected life event happens. The security and opportunity your wealth brings can be protected for generations, but there are many things to consider. Inheritance Tax, premature death, illness and loss of income to name but a few all need to be considered in an effective wealth protection planning strategy. The subject of wealth protection can be an emotional and complex matter. By making use of lifetime planning opportunities and tailor-making Wills and trusts to your particular circumstances, you can ensure that your valuable assets are retained for future generations in the most financially prudent and effective way.