Gibbons & Key

read moreWelcome to the website of G & K Independent Financial Advisers, we are a small but perfectly formed company of Independent Financial Advisers and Mortgage Consultants based in Macclesfield & Newcastle-Under-Lyme. We are able to offer you high quality independent advice in a number of financial areas including but not exclusively, Mortgages, Life Insurance, Pensions and Investments. We are constantly updating our knowledge to stay at the cutting edge of an ever changing market place. We are here to advise clients and help them to understand their options under the new pension freedom rules so that they can relax and enjoy their retirement.

read moreOur tax system always seems unfair when you look at your pay packet each month. You work hard to support yourself and your family, but before you even see it, a proportion of your salary disappears. Some of what is left you then save, but when that money makes a profit, the tax man takes another cut. Even when you spend money, the tax man takes a slice, and after years of investing in a pension, you cash in for your retirement and there is the tax man once again. And finally, when it is time to hand the fruits of your labour over to the next generation, there is the tax man one last time, taking yet another share.

read moreWe are all well aware that the day will come that either through choice or necessity we will give up work, and enter retirement. We are all also well aware that as life expectancies increase the provision we have made for retirement will have to go further, therefore it is essential that we get both our retirement planning and at retirement choices right. Whether you are in the early part of your career and you are looking for the best way to provide for that long off concept of retirement or if you are about to start your retirement, we can help you to make the most of the resources available.

read moreAs Independent Advisers we are able to advise you on the numerous policies available to protect you, your family, your business and even your estate from taxes. Modern life insurance has become a complicated thing, no more are policies there simply to ensure that your family can pay for your funeral or repay the mortgage in the event of your premature death. Today's life assurance policies can be used to protect a whole lot more. Getting the correct protection in place is always the first step in any sophisticated financial plan yet often it is the step that many people forget to deal with.

read moreBuying a home will probably be the biggest financial transaction that you ever commit to. Get the deal right and you can look forward to many years of contentment and happiness in your dream home, get it wrong however and you could face years of financial difficulty. As independent mortgage brokers we are able to offer you support and guidance to ensure that you get the mortgage that's right for you, and what's more with our state of the art dedicated research software we can analyse the multitude of mortgages currently available and narrow the list down to the best deals for your individual and personal circumstance.