G 2 M Mortgage House

read moreAt g2m The Mortgage House we aim to make choosing and applying for a mortgage as stress free and straight forward as possible. From an initial meeting establishing your needs and objectives, through to completion and regular reviews; our service is designed around you and your individual needs. Putting customers at the heart of our business means that at every stage of the advice process, customers can expect an honest, transparent, efficient and professional service. We are here to give you all the expert advice and guidance you require helping you manage your finances.

read moreWe understand that everyone is different which is why we provide each client with a bespoke service. We are happy to deal with you in the most suitable and convenient way: either in person, over the phone, via email or by post. It is not just mortgages that we can help with, we also specialise in life cover, general insurance, income protection and critical illness cover. It is essential to have the correct amount of cover in place to suit your budget. We understand the compromise between what you would like to have in place and what you can afford.

read moreWhat is it? A Term life insurance plan is the most basic form of life insurance and is usually the cheapest way to insure your life. It covers you for a fixed period and pays out a one off lump sum if you die during the policy term. With some term insurance policies you can add additional options, for instance critical illness cover. If you do add on critical illness cover, the plan will pay out once on diagnosis of a qualifying critical illness or if you die during the term of the policy. This type of plan is designed for those who want to leave a lump sum in the event of their death within a specified time period whilst keeping the cost to a minimum.

read moreBuying a house is one of the most important purchases you will make, and buying a home for the first time will be an even more daunting prospect. Add to this the vast array of mortgage products available from a wide range of sources and you could be left with a high-stress, confusing decision. Here at g2m The Mortgage House we will advise and guide you through the process to help get you on the property ladder. We want to begin the journey with you.

read moreWe can also discuss secured loan options should you not require a re-mortgage due to tie-ins or early repayment charges on your existing mortgage, your current mortgage is interest only which you want to retain or you need to borrow more than traditional mortgage affordability calculators will allow. We have strong relationships with secured loan brokers who will arrange your secured loan for you based on your individual needs and credit status. Whatever the reason you need to borrow additional funds contact us to help find the best options for you on 01245 350110.

read moreA buy to let mortgage is a mortgage specifically for those wishing to buy a property as an investment. There are many factors and risks to consider for both new landlords looking to get onto the rental property market as well as seasoned investors. When buying a second property to let, you will need to decide whether your primary objective is income or capital growth. In other words are you looking to make a profit month on month or are you looking to make a profit through increased equity from the second home should it increase in value over time.

read moreRemortgages can be used for various reasons. However, most people simply switch mortgages because it will work out cheaper for them. For example, the introductory discounted interest rate may have finished with your current lender; therefore you could potentially get a new discount rate, with another lender. Another example is when you may need to re-mortgage to consolidate debts. It is worth noting that a remortgage is not the best option in all cases. The new lender may charge you for valuation and solicitors fees, even if you have already paid these for your mortgage with your current lender.