For Free

It really is possible to have real liberty from debt, for free, just by challenging the system and legally outsmarting the system. Trillions of people use credit, which is usually absolutely fine, but if it all goes wrong, then we may need time, to get back on track. But the financial system just doesn't want to give any respite from the grinding burden of outstanding finance, to anyone. The banks just get bailed out with our money, but the decent working guy gets nothing, there is nobody to bail us out, ever.