Family Finance Centre

Financial Services in Lowestoft, Suffolk
Financial Services in Lowestoft, Suffolk With over fifteen years knowledge in Financial Services we can supply a complete, professional service and you can have confidence in the experience and guidance we'll offer. Our Financial Planning consultants can offer financial advice across all areas of your financial planning requirements, we pride ourselves on developing and maintaining long term customer relationships that will evolve through your individual or firms lifetime. We provide an initial free meeting, through to recommendations and ongoing servicing.

Contact Details

Address
Lowestoft, Suffolk
NR33
Phone
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Home reversion advice
read moreWith Home reversion plans, you sell all or part of your home in return for a cash lump sum, a regular income, or both. Your home, or part of it you sell, now belongs to someone else, but you are allowed to carry on living in it until you die or move out. You will usually get between 20% and 60% of the market value of your home because the buyer allows you to carry on living there and cannot sell it until you die or move into care. The older you are when you start the scheme, the higher the percentage you will get.
Cheap Income Protection
read moreShort of dying, one of the most devastating things that can happen to most people during their normal working life is to become ill or disabled and forced to live on State Benefits through being unable to work. Sorry if that sounds like it is being overly dramatic, but it is the truth. Income Protection Plans pays out a defined amount on a regular basis until your return to work or the expiry date of the policy, whichever is sooner. Therefore, in the event of a claim and payment being made, your financial worries will be reduced.
Lifetime mortgage advice
read moreWith a lifetime mortgage, you take out a loan secured on your home with no fixed term that allows you to stay in your home for the rest of your life, unless you have to move into long term care. There are different types and costs. A roll-up mortgage (this is where interest is added to the loan - for example each year - rather than you making any regular payments). You get a lump sum or regular amount and are charged interest which is added to the loan. This means you do not have to make any regular payments.
Cheap Life Insurance
read moreAt their most basic, these are policies where you have a fixed sum assured for a fixed period of time, eg 100,000 for 20 years. As a rule, if you need to make any changes these will be at the discretion of the insurance company, (though some contracts will allow special occasion changes, such as being allowed to increase cover if you have a child). Family Finance Centre is a trading name of Family Finance Centre Group Ltd. Registered Office: The Old Bakery 4-6 London Road, Wrentham, Beccles, Suffolk, NR34 7HE.
Equity Release advice
read moreIf you own your own home and are 55 or over, you may be thinking about equity release because it could provide you with a lump sum, additional income or maybe both. Equity release describes a range of products only available to you if you are older, typically over the age of 55. They allow you to release equity (cash) tied up in your home. The products have no fixed term and allow you to stay in your home for the rest of your life unless you have to move into long-term care. You can either borrow more money which is secured against your home or sell part or your entire home.
Mortgage Advice
read moreWhile spending your lunchtimes and Saturdays walking from one bank or building society to another will normally get you a mortgage, a Mortgage Adviser may well be able to get you better terms. They use powerful computer databases to sort through the vast range of mortgages and identify the best ones for your current circumstances. That done, a Mortgage Adviser will also oversee the process of actually completing on the mortgage, ensuring that all the parties (lawyers, lender, yourself) etc have all the right documentation at the right time.
Investment advice
read moreIt is our role to help you choose the right investments in order to help you meet your objectives. Broadly speaking everyone wants investments which are safe, in the sense that they cannot fall, and which offer high returns. This ideal combination is not available. Beware anyone who claims otherwise. Broadly speaking the longer that your investment is to be left alone, (e.g. for retirement), the higher the level of short-term risk that is acceptable. If however the money is needed in full in the near future (e.g. for a house deposit) then short-term safety is essential.
Pension Advice
read moreRegardless of where you are in life, it's important to receive the right advice on your pension requirements. We can help you maximise the retirement opportunities available. Once you reach the stage where you're considering your retirement income, expert financial advice becomes even more important. Many of the choices you make at this time will affect your lifestyle so you need to make sure they're right. It's essential that you review your pension situation regularly. We can advise you with taking steps to make it more certain that your pension pot will be able to achieve the income you want when you retire.
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