Bridging Finance
Business Financing in Bolton, Greater Manchester
Positive Commercial Finance specialises in finding the finest financing solution for you and your business. We currently have experience with and access to a huge array of business finance products which are not always available from your high street bank or current lender. As an independent broker, our nationwide service provides a flexible approach to secure the right deal for you and your business. Positive Commercial Finance understands the need for a speedy response and a quick decision, and would be glad to advise you on the most appropriate path to choose for your particular funding need.
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About Us
read morePositive Commercial Finance provides a friendly, informed service with an emphasis on getting the right financial product for you. As "whole of market" commercial finance brokers we will find the Development Finance deal (including Senior Debt, Stretched Senior Debt, Mezzanine and Joint Venture), Bridging Loan or Commercial Mortgage for you. We offer a tailored, personal approach to give you the confidence that we are sourcing the most appropriate and cost-effective option available. Our team of advisors have breadth and depth of business and finance experience, including an ACCA qualified advisor, and board members of property development and investment companies.
Commercial Investment Mortgages
read moreInvestment mortgages are appropriate for commercial, semi-commercial, industrial, student, leisure, health-care, retail and other such properties which are rented/ let out to third parties unconnected to your own business. Examples could include shops with flats above, lock-up shops, single or multi-let offices, and industrial units or estates. Depending on your investment strategy you may require an "Interest Only" loan to keep your monthly repayments low, and perhaps rely on selling the property at a higher value in the future to repay the loan.
Commercial Mortgages
read moreLenders will have a maximum Loan to Value which they are willing to lend against a certain property type/ sector, but often it is the rental income which can dictate the maximum loan amount available, given the rent will usually be used to pay the monthly mortgage payments. The lending criteria and the lenders assessment of affordability can vary depending upon whether the property is occupied by your business, or a third party pays you rent. You may be renting a premises from a third party and have the opportunity to purchase it outright or you may well be operating out of a premises that you have outgrown and therefore need to purchase something bigger.