Advance Mortgage Solutions

read moreAdvance Mortgage Solutions (UK) Ltd was established in 2001 by Directors Chris Jones and John Alcock, who are the driving force behind this successful, thriving and people orientated company. We are Independent Mortgage Advisers directly regulated by the Financial Services Authority (FSA) and offer Whole of Market Mortgage Advice. Our dedicated specialist mortgage advice service enables customers to talk to an experienced adviser about every aspect of the mortgage market. Instead of wasting valuable time visiting only a small selection of mortgage lenders, you can choose from the whole market place thanks to our on-line technology which is updated daily.

read moreAn Income Protection plan is designed to pay out a regular income in the event you are unable to work due to an accident or illness. These types of plans continue to pay out an income as long as you are unable to return to work up until the end date of the policy (typically your normal retirement age). This type of plan is quite often seen as the foundation of any financial planning as it is likely that other plans will have to be given up if you do not have sufficient income coming into the household.

read moreWe have designed a buy to let property insurance policy to offer you protection for your buy to let property and it's contents. Contents only cover is only available in circumstances where the buildings is tied to another insurer, such as in the case of a leasehold flat. Please note that Landlords Insurance is designed to cover certain unforeseen events and doesn't cover everything. It does not cover things like general wear and tear or damage that happens gradually over a period of time. There is also an excess on each claim.

read moreIf you have a mortgage, your lender will insist that your property (and their security) is protected by buildings insurance. It usually pays out if your property is destroyed by fire, floods or subsidence (although you will need to check if you live on a flood plain, for example). Damage to fixed fittings such as baths and kitchens are often included, as well as sheds, greenhouses and garages. You might be offered buildings insurance when you take out your mortgage, but you don't have to take what's on offer.

read moreA Critical Illness plan is designed to pay out a lump sum on the diagnosis of certain specified illnesses. It is often 'bolted on' to a life assurance policy as an additional benefit but can also be a standalone plan. This type of plan is designed for those individuals or families whom want a lump sum if they are diagnosed with a serious illness. As an example of where this lump sum could be used is to repay a loan, mortgage, or perhaps pay for time off work. The lump sum could even be used to pay for any necessary alterations to your home.

read moreIt covers the loss of or damage to the contents of your home. This includes your furniture, electrical goods and other items within your home. Some policies cover you for items you take outside, for example cameras, jewellery and briefcases. Different policies offer different levels of cover but generally you'll be covered against theft and fire, and have the option to insure against damage you may cause by accident. It is always vital that you thoroughly read and understand the full policy terms and conditions.

read moreBecoming a private landlord should not be seen as an easy way of making money. It can be riskier and more complicated. It can also be very time consuming, more than most forms of investment, and there is no guarantee that house prices will rise. That said, having a second property to let to tenants could reap considerable financial rewards over time. Rent Potential - the decision as to whether or not a mortgage will be offered is usually based on the rent you will earn as well as your income. In some cases your income is not ever considered.

read moreWe can search through a range of policies to find the one that suits you best from our extensive list of insurers. So this year leave the shopping to us, as just one phone call could find the best cover and price for you. Advance Mortgage Solutions is directly authorised and regulated by the Financial Conduct Authority (FCA: 301718). Registered in England and Wales No: 4232478.